TERMS OF USE POLICY

This website (“houstontrust.com”) is operated by Houston Trust Company. Access to and use of houstontrust.com and the products, services, and information available through this website (collectively, the “Services”) are subject to the following terms and conditions. By using the Services you are agreeing to all of these terms and conditions without modification. Houstontrust.com may contain links to other websites, web pages, and services (collectively “Links”) which may or may not be operated by Houston Trust Company. Your use of these Links is subject to the Terms of Use, if any, contained within each Link. If any of the terms and conditions contained in these Terms of Use conflict with the Terms of Use contained within any particular Link, then those Terms of Use shall control the use of that Link. You should familiarize yourself with the Terms of Use applicable to each Link. Links included in houstontrust.com may be developed by persons over whom Houston Trust Company has no control. Houstontrust.com may or may not screen the content or the operator of any Link. Houston Trust Company does not make any representation, nor does it assume any responsibility, as to the content or the accuracy of content of any Link.

You may not modify, copy, display, publish, distribute, transmit, transfer, license or sell any products, services, or information obtained from the Services, except as permitted by these Terms of Use or as permitted under applicable laws.

THE PRODUCTS, SERVICES, ALL INFORMATION AND OTHER CONTENT INCLUDED IN OR ACCESSIBLE FROM THIS WEBSITE ARE PROVIDED “AS IS” AND ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE TO YOU. HOUSTON TRUST COMPANY DISCLAIMS ALL REPRESENTATIONS AND WARRANTIES, INCLUDING EXPRESS, IMPLIED, AND STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT OF PROPRIETARY RIGHTS, AS TO THE SERVICES AND ALL INFORMATION, PRODUCTS AND OTHER CONTENT, INCLUDING THIRD PARTY CONTENT, PRODUCTS AND INFORMATION, INCLUDED IN OR ACCESSIBLE FROM THIS WEBSITE.

IN NO EVENT SHALL HOUSTON TRUST COMPANY OR ITS CONTENT PROVIDERS BE LIABLE FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOSS OF USE, PROFITS, DATA OR OTHER INTANGIBLES, OR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS AND SERVICES, ARISING FROM OR RELATED TO THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE OR NONPERFORMANCE OF THIS WEBSITE.